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Grants and Loans for Women Owned Businesses

January 28, 2010

Federal and state government agencies do not provide grants to women to help them start or operate a business.

Grants may be available from non-profits and private organizations, however, these are very rare and usually focus on helping minority women and women in economically disadvantaged communities.

However, there are a limited number of loans available to specifically to help women start and expand their businesses.

The following programs are specifically for women entrepreneurs. Use the Loans and Grants Search Tool to get a full list of programs for which you might qualify.

2 Comments leave one →
  1. January 29, 2010 9:14 pm

    SCORE Client writes: “I’m an individual owner of a cleaning business. I’m looking to expand my business. Which grant would be the best to approach, Government or private? I’ve looked at several grants but can’t find one that would support a cleaning service. Where do I look?”

    SCORE replies:

    Federal & state agencies and private groups do not provide small business grants for expanding a cleaning service business such as yours. A grant from a federal or state agency or private foundation is an award of financial assistance that will enable the recipient to carry out a public purpose or benefit the community.

    In all, there are 26 federal agencies offering over 1,000 grant programs annually in various categories. Although there are many groups and organizations eligible to apply for these government grants, typically grantees are themselves government entities (state, local, city, township or special public authorities), educational institutions (school districts, colleges and universities) and not-for-profit organizations.

    However, government agencies do provide qualified applicants with guarantees on low-interest loans for business purposes. You can use the Loans and Grants Search Engine to find loan programs for which you may be eligible.

    For more information on government loans, visit the Government Grants Guide at this link: For information on SBA guaranteed loans, visit:

    SCORE Client responds:
    “I can’t imagine I couldn’t get a grant of any kind. I researched many websites and there are grants of all kinds. Before I try for one I needed to know which group would listen to me. I was told it can’t be given to my kind of business. Hogwash.”

  2. Eduard Dawson permalink
    April 27, 2010 5:12 pm

    I’m sorry that’s what happened to you there. But that’s just one of the reasons why people should continue to write blogs and inform others.

    Everyone’s on the wrong bandwagon -man, a bandwagon at that, that’s already wrong in itself- on the belief that if they apply for a grant, the government will immediately give them money to help them out in their time of need. Yes, they do but in all instances.

    And being able to expand one’s business or raise capital isn’t one of them.

    Sadly, not a lot of people and get mad, thinking they deserve to get something.

    Only non-profit agencies have a chance of getting financial aid from grants: whether private or public.

    Eduard Dawson

    Grant Forums

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